Everyday Checking

Minimum Deposit: $25

Monthly Service Fee: $10

can be avoided when one of the requirements are met

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Most popular checking account for your banking needs. Great for students, too!

  • Our mobile banking app allows you to easily manage your money with account alerts1, payments & more
  • Monthly service fee waived for students 17 through 24 years of age who are the primary account owner2
  • Convenient access to more than 13,000 ATMs and approximately 5,400 branches

Avoid the $10 monthly service fee on your Wells Fargo Everyday Checking account with one of the following each fee period:

  • Maintain a $1,500 minimum daily balance
  • Maintain a qualifying direct deposit3 totaling $500 or more
  • Maintain 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account4
  • Maintain a linked Wells Fargo Campus ATM or Campus Debit Card
  • The primary account owner is 17 through 24 years old2

Portfolio by Wells Fargo®

Minimum Deposit: $25

Monthly Service Fee: $30

can be avoided when one of the requirements are met5

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A relationship-based checking program that offers great discounts, preferred services and more.

  • Bonus interest rates on select savings accounts when linked to the Portfolio by Wells Fargo program6
  • Discounted interest rates on qualifying personal loans and lines of credit7
  • Dedicated, personalized support 24/7 from the Wells Fargo Premier Banking Team

Avoid the $30 monthly service fee with one of the following qualifying statement-ending balances:

  • Maintain $25,000 or more in qualifying linked bank deposit accounts (checking, savings, time accounts (CDs), FDIC-insured retirement accounts)
  • Maintain $50,000 or more in qualifying linked bank, brokerage (available through our brokerage affiliate, Wells Fargo Advisors®), and credit balances (including 10% of mortgage balance)

Wells Fargo Banking Benefits

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Account
Alerts1

Smartphone icon.

Mobile
Banking

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24/7 Fraud
Monitoring

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Mobile
Deposits8

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Instant Issue
Debit Card

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Everyday Checking

Portfolio by Wells Fargo®

Monthly Service Fee $10 $30
Minimum Opening Deposit $25 $25
Access to more than 13,000 ATMs and approximately 5,400 branches Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Debit card with chip technology Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Optional Overdraft Services9 Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Online financial tracking and budgeting tools Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Interest-earning checking account Yes for Portfolio by Wells Fargo.
Premium relationship benefits Yes for Portfolio by Wells Fargo.
Bonus rates on select linked savings accounts6 Yes for Portfolio by Wells Fargo.
Waived Wells Fargo ATM access fee at non-Wells Fargo ATMs10,11 Yes for Portfolio by Wells Fargo.
Monthly combined statement Yes for Portfolio by Wells Fargo.
Check discounts12
  • Free cashier’s check
  • Free personal checks
  • Free money orders
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Everyday Checking Portfolio by Wells Fargo®
Monthly Service Fee
$10 $30
Minimum Opening Deposit
$25 $25
Access to more than 13,000 ATMs and approximately 5,400 branches
Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Debit card with chip technology
Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Optional Overdraft Services9
Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Online financial tracking and budgeting tools
Yes for Everyday Checking. Yes for Portfolio by Wells Fargo.
Interest-earning checking account
Yes for Portfolio by Wells Fargo.
Premium relationship benefits
Yes for Portfolio by Wells Fargo.
Bonus rates on select linked savings accounts6
Yes for Portfolio by Wells Fargo.
Waived Wells Fargo ATM access fee at non-Wells Fargo ATMs10,11
Yes for Portfolio by Wells Fargo.
Monthly combined statement
Yes for Portfolio by Wells Fargo.
Check discounts12
Yes for Portfolio by Wells Fargo.
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Open an Everyday Checking Account