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and bank when and where you want.

Avoid the $10 monthly service fee on your Wells Fargo Everyday Checking account with one of the following each fee period1:

• 10 or more posted debit card purchases/payments, OR
• Qualifying total direct deposits of $500 or more, OR
• $1,500 minimum daily balance, OR
• A linked Wells Fargo Campus ATM or Campus Debit Card, OR
• The primary account owner is 17 – 24 years old.*

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Avoid the $30 monthly service fee with one of the following qualifying balances:

• $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs), OR
• $50,000 or more in any combination of qualifying linked banking, brokerage (available through our brokerage affiliate, Wells Fargo Advisors), and credit balances (including 10% of mortgage balance, certain mortgages not eligible).

Wells Fargo Banking Benefits

Account Alerts
Mobile® Banking
24/7 Fraud Monitoring
Mobile Deposits
Instant Issue Debit Card
Everyday Checking Portfolio by Wells Fargo®
Monthly service fee $10
or can be avoided when one of the following requirements is met1:

10 or more posted debit card purchases/payments OR
Qualifying total direct deposits of $5002 OR
A $1,500 minimum daily balance OR
A linked to a Wells Fargo Campus ATM or Campus Debit Card

NOTE: $10 discount when the primary owner is 17-24 years old *
$30
or can be avoided when one of the following requirements is met: $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC–insured IRAs), OR

$50,000 or more in any combination of qualifying linked banking, brokerage (available through our brokerage affiliate, Wells Fargo Advisors), and credit balances (including 10% of mortgage balance, certain mortgages not eligible).

Balance requirements: $10,000 in qualifying balances by the end of your second statement period.
Portfolio by Wells Fargo®
Everyday Checking
Minimum opening deposit $25 $25
Access to more than 13,000 ATMs and approximately 5,800 branches
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Debit card with chip technology
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Optional Overdraft Services6
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Online financial tracking and budgeting tools
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Interest-earning checking account
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Premium relationship benefits
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Bonus rates on linked savings accounts3
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Waived Wells Fargo ATM access fee at non-Wells Fargo ATMs7,8
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Monthly combined statement
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Check discounts9 – Free cashier's check
– Free personal checks
– Free money orders
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1. The Wells Fargo Everyday Checking account monthly service fee is $10. The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.
      Included:
    • Debit card purchases made using PIN, signature, online, phone or mobile wallet.
    • Debit card payments including one-time or recurring. Examples: utility bill / gym membership.
    • Not Inluded:
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number – NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (*On the primary account owner’s 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee).

2. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

3. If the Portfolio by Wells Fargo program is terminated, the bonus interest rate on all eligible savings accounts, and discounts or fee waivers on other products and services will discontinue and revert to the Bank's then- current applicable rate or fee. For bonus interest rates on time accounts, this change will occur upon renewal. If the Portfolio by Wells Fargo program is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted to another checking product or closed.

4. Subject to credit qualification. To qualify for a customer relationship discount, you may be required to maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account—if automatic payments are required but not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. To learn which accounts qualify for the discount, please consult a Wells Fargo banker.

5. The Portfolio by Wells Fargo program has a $30 monthly service fee, which can be avoided when you have one of the following Portfolio by Wells Fargo qualifying balances: $25,000 or more in qualifying linked bank deposits (checking, savings, time accounts (CDs), FDIC insured IRAs), OR $50,000 or more in qualifying linked bank, brokerage (available through our brokerage affiliate Wells Fargo Advisors®) and credit balances (including 10% of mortgage balances, certain mortgages not eligible).

6. Subject to applicable transfer or advance fees.

7. Benefits apply only to the primary Wells Fargo Portfolio Checking account within the Portfolio by Wells Fargo.

8. Surcharge fees imposed by non-Wells Fargo ATM owners or operators may apply. For the Portfolio by Wells Fargo program, Wells Fargo will waive its own ATM access fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM from your primary checking account within the Portfolio by Wells Fargo program. Where Portfolio by Wells Fargo qualifying balances are $250,000 or more, you will be reimbursed for all surcharge fees on non-Wells Fargo ATM withdrawals located in the U.S., and receive reimbursement for up to 5 surcharge fees imposed by non-Wells Fargo ATM owners or operators per monthly fee period if you use a non-Wells Fargo ATM to make a cash withdrawal at an ATM located outside of the U.S.

9. No fee for Wells Fargo personal checks — except desk checks or home office style (3-on-a-page). Check discounts apply only to the primary Wells Fargo Portfolio Checking account.
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