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Avoid the $10 monthly service fee on your Wells Fargo Everyday Checking account with one of the following each fee period:

• 10 or more posted debit card purchases/payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM or ACH transactions3 OR
• Qualifying total direct deposits of $500 or more4, OR
• $1,500 minimum daily balance, OR
• A linked Wells Fargo Campus ATM or Campus Debit Card.

Disclosures
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Avoid the $30 monthly service fee with one of the following qualifying balances:

• $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs), OR
• $50,000 or more in any combination of qualifying linked banking, brokerage (available through our brokerage affiliate, Wells Fargo Advisors), and credit balances (including 10% of mortgage balance, certain mortgages not eligible).

Disclosures

Wells Fargo Banking Benefits

Account Alerts
Mobile® Banking
24/7 Fraud Monitoring
Mobile Deposits
Instant Issue Debit Card
Everyday Checking Portfolio by Wells Fargo®
Monthly service fee $10
or can be avoided when one of the following requirements is met:

10 or more posted debit card purchases/payments3 OR
Qualifying total direct deposits of $5004 OR
A $1,500 minimum daily balance OR
A linked to a Wells Fargo Campus ATM or Campus Debit Card

NOTE: $5 discount when the primary owner is 17-24 years old
$30
or can be avoided when one of the following requirements is met: $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDICndash;insured IRAs), OR

$50,000 or more in any combination of qualifying linked banking, brokerage (available through our brokerage affiliate, Wells Fargo Advisors), and credit balances (including 10% of mortgage balance, certain mortgages not eligible).

Balance requirements: $10,000 in qualifying balances by the end of your second statement period.
Portfolio by Wells Fargo®
Everyday Checking
Minimum opening deposit $25 $25
Access to 13,000 ATMs and approximately 6,000 branches
Debit card with chip technology
Optional Overdraft Services8
Online financial tracking and budgeting tools
Interest-earning checking account
Premium relationship benefits
Bonus rates on linked savings accounts5
Waived Wells Fargo ATM access fee at non-Wells Fargo ATMs9,10
Monthly combined statement
Check discounts11 — Free cashier's check
— Free personal checks
— Free money orders
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1. Business Insider Intelligence Study, October 2017.

2. Please see your applicable Wells Fargo account agreement and card terms and conditions for information on liability for unauthorized transactions.

3. 10 or more purchases/payments with your Wells Fargo Debit Card each fee period required to avoid the $10 Everyday Checking account monthly service fee.

— Included: Debit card purchases include PIN, signature, online and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.

— Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo) and ACH (Automated Clearing House) transactions. Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day.

4. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

5. If the Portfolio by Wells Fargo program is terminated, the bonus interest rate on all eligible savings accounts, and discounts or fee waivers on other products and services will discontinue and revert to the Bank's then- current applicable rate or fee. For bonus interest rates on time accounts, this change will occur upon renewal. If the Portfolio by Wells Fargo program is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted to another checking product or closed.

6. Subject to credit qualification. To qualify for a customer relationship discount, you may be required to maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account—if automatic payments are required but not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. To learn which accounts qualify for the discount, please consult a Wells Fargo banker.

7. The Portfolio by Wells Fargo program has a $30 monthly service fee, which can be avoided when you have one of the following Portfolio by Wells Fargo qualifying balances: $25,000 or more in qualifying linked bank deposits (checking, savings, time accounts (CDs), FDIC insured IRAs), OR $50,000 or more in qualifying linked bank, brokerage (available through our brokerage affiliate Wells Fargo Advisors®) and credit balances (including 10% of mortgage balances, certain mortgages not eligible).

8. Subject to applicable transfer or advance fees.

9. Benefits apply only to the primary Wells Fargo Portfolio Checking account within the Portfolio by Wells Fargo.

10. Surcharge fees imposed by non-Wells Fargo ATM owners or operators may apply. For the Portfolio by Wells Fargo program, Wells Fargo will waive its own ATM access fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM from your primary checking account within the Portfolio by Wells Fargo program. Where Portfolio by Wells Fargo qualifying balances are $250,000 or more, you will be reimbursed for all surcharge fees on non-Wells Fargo ATM withdrawals located in the U.S., and receive reimbursement for up to 5 surcharge fees imposed by non-Wells Fargo ATM owners or operators per monthly fee period if you use a non-Wells Fargo ATM to make a cash withdrawal at an ATM located outside of the U.S.

11. No fee for Wells Fargo personal checks — except desk checks or home office style (3-on-a-page). Check discounts apply only to the primary Wells Fargo Portfolio Checking account.
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