Technology Banking

It's your tech dream.
We'll help you scale.

With a wide range of commercial banking services that offer solutions from every angle, Wells Fargo technology-focused experts provide the perspective that 84% of Silicon Valley’s fastest growing companies count on to get things done.1

See IPOs to M&A,
All from a new POV.

Is a liquidity event on your horizon? A Wells Fargo expert can help make sure your game plan is on solid ground. Every day, we deliver technology-focused banking services that help tech companies view their businesses — and new opportunities for success — from every angle.

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  • Wells Fargo on growth


  • Payments


  • Global treasury management


  • Recurring revenue-based loans


  • Secured financing


  • Equipment financing and leasing


  • Supply chain financing


  • M&A advisory


  • Equity capital markets


  • Debt capital markets


Ready for an IPO? Three ways to help make sure.

If you're thinking of taking your company public, here are some tips to help ensure you have the right people, plans, and partners in place.

Four ways to smoothly navigate your M&A transition

Effective integration planning is one of the primary factors in M&A success. Discover why involving finance early is key to a successful transition.

To hold or not to hold: Public stock position tips

The best way to avoid problems when monetizing, hedging, and diversifying your concentrated position of public stock is to first recognize your need for a solid plan.

Recurring revenue: Scalability’s secret sauce

Discover why so many software companies are being valued on a multiple of recurring revenue instead of the more traditional EBITDA-based valuation metrics.

YOUR TECH. OUR PERSPECTIVE.
LET'S DISRUPT.

Leading the charge doesn’t mean you have to go it alone. Our dedicated teams of technology-focused banking experts view your business and the market from every angle — so you get the perspective you need to make your next step a bold one.

Explore Services
  • Wells Fargo on innovation


  • Customer-centric ideation


  • R&D in biometrics, authentication, data, APIs, AI, virtual assistants, and cybersecurity


  • Wells Fargo Startup Accelerator


  • Wells Fargo Innovation Incubator (cleantech)


Five technologies. One bright future for banking.

When banks and fintech work together to explore new ways to share data and create a more convenient experience for their mutual customers, everybody wins.

The win-win-win of collaborative innovation

From APIs to biometrics, several key innovations are not just providing customers with better information in the moment — they’re changing the banking business forever.

How co-bots give you superpowers

Some tasks require a human touch. Others are suited to automation. But what if people and machines worked side by side with both doing what they do best?

The new face of commerce is not human

By 2020, customers will manage 85% of their business relationships without any human interaction. Learn how artificial intelligence can help you serve your customers better.

THE TECH MARKET IS TOO DYNAMIC FOR JUST ONE POINT OF VIEW.

With our broad, technology-focused experience, we’re constantly viewing our clients’ businesses from every angle. As a result, we not only see new opportunities for success, we also expose risks we can address — fast.

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  • Wells Fargo on risk


  • Payments


  • Foreign exchange


  • Insurance benefits programs


Five solid tips for managing risk before a liquidity event

The better you understand the risks associated with your pre-IPO or pre-acquisition stock, the better you may be able to prepare for a liquidity event.

The real truth about impostor fraud

If your company sends any kind of payments, it’s at risk of falling prey to impostor fraud. Learn four tips for protecting your bottom line from impostors.

The most important FX questions no one asks

Before you focus your corporate FX program on hedging risk, first educate your constituents on why it’s important to manage FX overall.

Foreign currency strategies: A tech perspective

Conducting business abroad has its pros and cons. Discover three ways the tech industry manages exchange rate fluctuation.

TODAY, DOLLARS AND CENTS.
TOMORROW, EUROS AND yuan.

Managing your capital and cash during periods of rapid growth are just two of the challenges facing your company. Our global reach, combined with a full range of banking services, helps you see solutions from every angle, every day.

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  • Wells Fargo on finance


  • Payments


  • Global treasury management


  • Working capital financing


  • Recurring revenue based loans


  • Merchant services


  • Asset management


Why multicurrency accounts matter

Discover why multicurrency accounts may be an attractive foreign bank account alternative for companies looking to streamline the way they do business in other countries.

The streamlined approach to global payments

Today’s companies are adapting to a new payment systems landscape. Do you have the right approach to managing payments around the globe?

A real-time perspective on real-time payments

Business concerns have slowed the adoption of real-time payment solutions. Take a closer look at the drivers, benefits, and future of this game-changing technology.

Low-stress cash flow for high-growth tech

Transacting business in foreign currencies? These best practices can help you navigate the complex ecosystem of regulations, systems, and payment preferences.

How can we help you grow?

A broader perspective can help you build a better future for your business. Let's explore more angles today.

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Disclosures

Securities Products:

Not Insured by FDIC or any Federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by a Bank or Any Bank Affiliate

©2017 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including but not limited to Wells Fargo Securities, LLC, a member of NYSE, FINRA, NFA and SIPC, Wells Fargo Prime Services, LLC, a member of FINRA, NFA and SIPC, and Wells Fargo Bank, N.A. Wells Fargo Securities, LLC and Wells Fargo Prime Services, LLC are distinct entities from affiliated banks and thrifts.

© 2017 Wells Fargo Capital Finance. All rights reserved. Products and services require credit approval. Wells Fargo Capital Finance is the trade name for certain asset-based lending services, senior secured lending services, accounts receivable and purchase order finance services, and channel finance services of Wells Fargo & Company and its subsidiaries. Wells Fargo Capital Finance Corporation Canada (also doing business in Quebec as Société de financement Wells Fargo Capital Canada) is an affiliate of Wells Fargo & Company, a company that is not regulated in Canada as a financial institution, a bank holding company or an insurance holding company. Wells Fargo Commercial Distribution Finance is the trade name for certain inventory financing (floor planning) services of Wells Fargo & Company and its subsidiaries.

Wells Fargo & Company conducts business outside the U.S. through various companies, including duly authorized and regulated subsidiaries and affiliates in Asia, Canada, and Latin America. In Europe, banking services are provided through Wells Fargo Bank International (WFBI), directly regulated by the Central Bank of Ireland, and Wells Fargo Bank, N.A. London Branch, authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

We provide links to external websites for convenience. Wells Fargo does not endorse and is not responsible for their content, links, privacy or securities policies.

Important notice regarding use of cookies: By continuing to use this site, you agree to our use of cookies as described in our Digital Privacy and Cookies Policy.

The opinions expressed in this document are general in nature and not intended to provide specific advice or recommendations for any individual or association. Contact your banker, attorney, accountant or tax advisor with regard to your individual situation. The opinions of the author do not necessarily reflect those of Wells Fargo Capital Finance or any other Wells Fargo entity.

The information in this report is for educational purposes only and should not be used or construed as financial advice or a recommendation to participate any strategy mentioned herein. Wells Fargo does not guarantee that the information supplied is complete, undertake to advise you of any change in its opinion, or make any guarantees of future results obtained from its use. The concepts discussed in the paper require the assistance of qualified legal counsel and tax advisors, and investors should consult their own attorneys and tax advisors with respect to their own situations.

  1. Silicon Valley Top 150 2017 Silicon Valley Top 150 Public Technology Companies Rankings by Annual Revenue

Disclosures

Securities Products:

Not Insured by FDIC or any Federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by a Bank or Any Bank Affiliate

©2017 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including but not limited to Wells Fargo Securities, LLC, a member of NYSE, FINRA, NFA and SIPC, Wells Fargo Prime Services, LLC, a member of FINRA, NFA and SIPC, and Wells Fargo Bank, N.A. Wells Fargo Securities, LLC and Wells Fargo Prime Services, LLC are distinct entities from affiliated banks and thrifts.

© 2017 Wells Fargo Capital Finance. All rights reserved. Products and services require credit approval. Wells Fargo Capital Finance is the trade name for certain asset-based lending services, senior secured lending services, accounts receivable and purchase order finance services, and channel finance services of Wells Fargo & Company and its subsidiaries. Wells Fargo Capital Finance Corporation Canada (also doing business in Quebec as Société de financement Wells Fargo Capital Canada) is an affiliate of Wells Fargo & Company, a company that is not regulated in Canada as a financial institution, a bank holding company or an insurance holding company. Wells Fargo Commercial Distribution Finance is the trade name for certain inventory financing (floor planning) services of Wells Fargo & Company and its subsidiaries.

Wells Fargo & Company conducts business outside the U.S. through various companies, including duly authorized and regulated subsidiaries and affiliates in Asia, Canada, and Latin America. In Europe, banking services are provided through Wells Fargo Bank International (WFBI), directly regulated by the Central Bank of Ireland, and Wells Fargo Bank, N.A. London Branch, authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

We provide links to external websites for convenience. Wells Fargo does not endorse and is not responsible for their content, links, privacy or securities policies.

Important notice regarding use of cookies: By continuing to use this site, you agree to our use of cookies as described in our Digital Privacy and Cookies Policy.

The opinions expressed in this document are general in nature and not intended to provide specific advice or recommendations for any individual or association. Contact your banker, attorney, accountant or tax advisor with regard to your individual situation. The opinions of the author do not necessarily reflect those of Wells Fargo Capital Finance or any other Wells Fargo entity.

The information in this report is for educational purposes only and should not be used or construed as financial advice or a recommendation to participate any strategy mentioned herein. Wells Fargo does not guarantee that the information supplied is complete, undertake to advise you of any change in its opinion, or make any guarantees of future results obtained from its use. The concepts discussed in the paper require the assistance of qualified legal counsel and tax advisors, and investors should consult their own attorneys and tax advisors with respect to their own situations.

  1. 2017 Silicon Valley Top 150 Public Technology Companies Rankings by Annual Revenue.