Technology Banking

It's your tech dream.
We'll help you scale.

With a wide range of commercial banking services that offer solutions from every angle, Wells Fargo technology-focused experts provide the perspective that 84% of Silicon Valley’s fastest growing companies count on to get things done.1

See IPOs to M&A,
All from a new POV.

Is a liquidity event on your horizon? A Wells Fargo expert can help make sure your game plan is on solid ground. Every day, we deliver technology-focused banking services that help tech companies view their businesses — and new opportunities for success — from every angle.

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  • Wells Fargo on growth


  • Payments


  • Global treasury management


  • Recurring revenue-based loans


  • Secured financing


  • Equipment financing and leasing


  • Supply chain financing


  • M&A advisory


  • Equity capital markets


  • Debt capital markets


Same Day ACH helps Netflix strengthen relationships

Discover how Same Day ACH allows Netflix to connect more seamlessly with employees and vendors alike.

When it's time to scale, be ready

See the importance of working with strong lenders when preparing to grow your business.

Scale should be the objective for tech firms

In order to grow sustainably, tech companies must consider their capacity to meet increased demand.

A look ahead: Tech's promising growth outlook

With companies in all industries embracing technology, opportunities are significantly increasing for the tech sector. Learn about some key drivers and strategies to help grow your business.

YOUR TECH. OUR PERSPECTIVE.
LET'S DISRUPT.

Leading the charge doesn’t mean you have to go it alone. Our dedicated teams of technology-focused banking experts view your business and the market from every angle — so you get the perspective you need to make your next step a bold one.

Explore Services
  • Wells Fargo on innovation


  • Customer-centric ideation


  • R&D in biometrics, authentication, data, APIs, AI, virtual assistants, and cybersecurity


  • Wells Fargo Startup Accelerator


  • Wells Fargo Innovation Incubator (cleantech)


Incubators fill in gaps for cleantech startups

As venture capitalist investment in non-software clean technology drops, startups are turning to incubators to fulfill financing needs.

Eye on innovation: When banks and fintech unite

Find out why Steve Ellis, head of the Innovation Group at Wells Fargo, believes the customer experience of the future is closer than you think, thanks to banks and fintech teaming up.

Gain a competitive advantage with disruptive tech

In the race to be different ― and the best ― see how disruptive technologies and constant innovation may help your company gain market leadership.

The win-win-win of collaborative innovation

From APIs to biometrics, several key innovations are not just providing customers with better information in the moment — they’re changing the banking business forever.

THE TECH MARKET IS TOO DYNAMIC FOR JUST ONE POINT OF VIEW.

With our broad, technology-focused experience, we’re constantly viewing our clients’ businesses from every angle. As a result, we not only see new opportunities for success, we also expose risks we can address — fast.

More Services
  • Wells Fargo on risk


  • Payments


  • Foreign exchange


  • Insurance benefits programs


New accounting standards impact tech companies

Navigate the complex changes brought on by ASC 606, a new set of accounting standards affecting public businesses.

What keeps tech CEOs and CFOs up at night?

From mounting cyber security threats to evolving political and regulatory uncertainty, see some of the top concerns of the tech industry.

Can AI keep your data safe from cyber hacking?

Artificial intelligence and cyber security are a growing partnership in enterprise security operations, and may be able to help your business become more proactive in avoiding data breaches.

Four solid tips for managing risk before a liquidity event

The better you understand the risks associated with your pre-IPO or pre-acquisition stock, the better you may be able to prepare for a liquidity event.

TODAY, DOLLARS AND CENTS.
TOMORROW, EUROS AND yuan.

Managing your capital and cash during periods of rapid growth are just two of the challenges facing your company. Our global reach, combined with a full range of banking services, helps you see solutions from every angle, every day.

More Services
  • Wells Fargo on finance


  • Payments


  • Global treasury management


  • Working capital financing


  • Recurring revenue based loans


  • Merchant services


  • Asset management


The pros and cons of going public

Learn how to determine if the timing is right for an IPO.

How will APIs change banking?

Secil Watson, head of Digital Solutions for Business at Wells Fargo, on how application programming interfaces (APIs) are revolutionizing the future.

Fintech and banks: The new power couple?

Fintech and banks haven’t always eyed each other with affection. But things are changing. Braden More, head of Partnerships and Industry Relations, shares his thoughts.

Why multicurrency accounts matter

Discover why multicurrency accounts may be an attractive foreign bank account alternative for companies looking to streamline the way they do business in other countries.

How can we help you grow?

A broader perspective can help you build a better future for your business. Let's explore more angles today.

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Disclosures

Securities Products:

Not Insured by FDIC or any Federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by a Bank or Any Bank Affiliate

©2018 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including but not limited to Wells Fargo Securities, LLC, a member of NYSE, FINRA, NFA and SIPC, Wells Fargo Prime Services, LLC, a member of FINRA, NFA and SIPC, and Wells Fargo Bank, N.A. Wells Fargo Securities, LLC and Wells Fargo Prime Services, LLC are distinct entities from affiliated banks and thrifts.

© 2018 Wells Fargo Capital Finance. All rights reserved. Products and services require credit approval. Wells Fargo Capital Finance is the trade name for certain asset-based lending services, senior secured lending services, accounts receivable and purchase order finance services, and channel finance services of Wells Fargo & Company and its subsidiaries.

Wells Fargo & Company conducts business outside the U.S. through various companies, including duly authorized and regulated subsidiaries and affiliates in Asia, Canada, and Latin America. In Europe, banking services are provided through Wells Fargo Bank International (WFBI), directly regulated by the Central Bank of Ireland, and Wells Fargo Bank, N.A. London Branch, authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

We provide links to external websites for convenience. Wells Fargo does not endorse and is not responsible for their content, links, privacy or securities policies.

Important notice regarding use of cookies: By continuing to use this site, you agree to our use of cookies as described in our Digital Privacy and Cookies Policy.

The opinions expressed in this document are general in nature and not intended to provide specific advice or recommendations for any individual or association. Contact your banker, attorney, accountant or tax advisor with regard to your individual situation. The opinions of the author do not necessarily reflect those of Wells Fargo Capital Finance or any other Wells Fargo entity.

The information in this report is for educational purposes only and should not be used or construed as financial advice or a recommendation to participate any strategy mentioned herein. Wells Fargo does not guarantee that the information supplied is complete, undertake to advise you of any change in its opinion, or make any guarantees of future results obtained from its use. The concepts discussed in the paper require the assistance of qualified legal counsel and tax advisors, and investors should consult their own attorneys and tax advisors with respect to their own situations.

  1. Silicon Valley Top 150 2017 Silicon Valley Top 150 Public Technology Companies Rankings by Annual Revenue

Disclosures

Securities Products:

Not Insured by FDIC or any Federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by a Bank or Any Bank Affiliate

©2018 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including but not limited to Wells Fargo Securities, LLC, a member of NYSE, FINRA, NFA and SIPC, Wells Fargo Prime Services, LLC, a member of FINRA, NFA and SIPC, and Wells Fargo Bank, N.A. Wells Fargo Securities, LLC and Wells Fargo Prime Services, LLC are distinct entities from affiliated banks and thrifts.

© 2018 Wells Fargo Capital Finance. All rights reserved. Products and services require credit approval. Wells Fargo Capital Finance is the trade name for certain asset-based lending services, senior secured lending services, accounts receivable and purchase order finance services, and channel finance services of Wells Fargo & Company and its subsidiaries.

Wells Fargo & Company conducts business outside the U.S. through various companies, including duly authorized and regulated subsidiaries and affiliates in Asia, Canada, and Latin America. In Europe, banking services are provided through Wells Fargo Bank International (WFBI), directly regulated by the Central Bank of Ireland, and Wells Fargo Bank, N.A. London Branch, authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

We provide links to external websites for convenience. Wells Fargo does not endorse and is not responsible for their content, links, privacy or securities policies.

Important notice regarding use of cookies: By continuing to use this site, you agree to our use of cookies as described in our Digital Privacy and Cookies Policy.

The opinions expressed in this document are general in nature and not intended to provide specific advice or recommendations for any individual or association. Contact your banker, attorney, accountant or tax advisor with regard to your individual situation. The opinions of the author do not necessarily reflect those of Wells Fargo Capital Finance or any other Wells Fargo entity.

The information in this report is for educational purposes only and should not be used or construed as financial advice or a recommendation to participate any strategy mentioned herein. Wells Fargo does not guarantee that the information supplied is complete, undertake to advise you of any change in its opinion, or make any guarantees of future results obtained from its use. The concepts discussed in the paper require the assistance of qualified legal counsel and tax advisors, and investors should consult their own attorneys and tax advisors with respect to their own situations.

  1. 2017 Silicon Valley Top 150 Public Technology Companies Rankings by Annual Revenue.