Get customized content below for wherever you are in the homebuying journey:
If the seller doesn’t pick up the closing cost, you could pay between 2% and 5% of the total mortgage value. There are also appraisals and inspections, so anticipating extra costs can help you save enough to cover them.
You may improve your credit score by keeping your balances low—a general guideline is to stay below 30% of your total available credit.
Calculate your debt-to-income ratio to understand your ideal price range. Like your credit score, debt-to-income is a key factor lenders consider when evaluating your loan application.
Set aside 1% to 2% of the purchase price of your home every year for routine maintenance projects— from chimney cleaning to roof inspections.
Whether you apply online or with our home mortgage consultants, we’re here to help with:
Simple, secure online application that imports Wells Fargo account information1
The ability to connect to accounts at other banks
Guidance to help navigate the homebuying process
Our home mortgage consultants are here to help you every step of the way.
Whether you’re buying your first home or you’ve gone through it before, our home mortgage consultants can:
Match you with the best options for your situation and needs
Help you with your mortgage application
Answer questions about rates, appraisals, title reports, and more
Blend Labs, Inc. ("Blend") hosts the online mortgage application for Wells Fargo.
For Wells Fargo customers who use their Wells Fargo Online® username and password at the start of their application.